Case36 Assignment Example | Topics and Well Written Essays - 500 words

Case36 - Assignment Example The concept became known as kickbucks. The program rewarded registered iPhone and Android users who entered a participating retail location. Kickbucks could be turned into gifts cards, discounts, download songs, movie tickets, Facebook credits, or charitable donations. The concept gained popularity and expanded into 1,100 retail stores across the U.S. (Ankeny, 2011). Cynac Roeding wanted to turn a rewards program into a fun experience for everyone. Kickbucks incorporates a patent pending device located at each store that emits a signal that can be picked up by cellular devices within range. Retailers control the value of kickbucks. The shopper demographic of kickbucks contains 55% females and 49% between the ages 25-39 which is a great shopper demographic. Kickbucks provided an incentive for customers to come into the store. Greater rewards obtain higher traffic results. The success of kickbucks was realized in part due to the desire of customers of integrating their mobile devices into their shopping experience. The article showed how innovation can be applied to the marketing function of an enterprise. Mr. Roeding was able to invent a system that utilized cellular phones as a hub to identify walk by traffic into stores. People would get rewarded for just visiting the store. The idea of kickbucks was revolutionary because most rewards programs typically entail the purchase of goods from a store. Kickbucks started as a program to drive traffic into cellular stores, but other companies liked the idea so much that soon the system was implemented by Roeding at all types of retail establishments. It is a common fact that a lot of people buy on impulse. Kickbucks indirectly generate sales for stores because it brought people into your establishment. The cellular industry is one of the fastest growing sectors as the cellular has become people’s

Bipolar Disorder Essay Example for Free

Bipolar Disorder Essay I chose Bipolar Disorder and the history of bipolar it is a disease that is founded conceptualized, and it was by Kremlin, and it was at least more than 100 years ago. And back in history the unipolar it was a depression and it was bad blood, and it was call black bile so in the 19 century the illness it was in terms of biphasic illness. And people will have their ups and downs the ones that do have major bipolar disorder. So major depression it is higher in families that do have a history of a mood disorder. And the myths of this bipolar disorder its a mental disorder, and it is mood shifts, and this is also depression, and this does cause the person ability to function and the person energy to be slow. Their mood swings can come when you do expect it you ca be ok one minute and then all of sudden you are not because of the mood swings. Here are some myth and it is bipolar disorder it is a very rare condition and the bipolar it is mood swings. So the misconception of the bipolar is that it is not a real illness, and it is so easy for you to absorb the bipolar misconceptions but it is crucial to learn the facts. Also, the bipolar disorder it is a very highly treatable ant so it cyclical and the genetic illness it can be very well controlled but also in the same vein as the chronic illness. The treatment for the bipolar it is to make sure that the person function as well as they can between the episode s and make sure that they do treat to reduce severity acute episodes of this mania depression when it does happen to the person. And there are treatments like mood stabilizers and sleep aids and also social supportive care. Also, the Doctor he will see what may have triggered the attack. Also, the bipolar disorder it is a recurrent of the diseases it is unpredictable. There are other treatments for the bipolar disorder, and it is electroconvulsive therapy and there is pharmacotherapy. Some patients they cannot do the electroconvulsive therapy so they do put them on drugs that will help them. Also, back in the (1930) they could not do this test because it was consider as a shock block but now it is safe for them to do the test. Because over the past years it has become very safe for them. Also, bipolar disorder the treated with the drug call lithium, and this is the main first drug that they do use on bipolar patients. The signs and symptoms of the bipolar disorder there are the seasonal changes in mood  because some they do have bipolar disorder but their moods does change with the seasons. And then there are the signs of racing thoughts like they are full of ideas, but the symptom it can present in an irregular speech pattern. Then there are the feelings of guilt because if they are depressed then they may feel guilt about how their condition is. And they may feel so bad because of the pressure that they have put on their love ones and also their emotion toward their love ones. And there are symptoms of poor concentration and poor judgment. Also, they can have both symptoms of the depression and the mania, and they can happen at the same time, so this call mixed state. The diagnosis it is medical evaluation and psychometric testing. That way they can find out how bad their disorder may be. Because the patient can be very suicide also the type of professionals that are involved they are a psychiatrist and they do have a medical degree in this area So they can diagnosis but they do need to be seen by the psychiatrist for the bipolar disorder so that the Doctor can see what drug will best for them. Also, a psychiatrist some they do not give medication and some they will give them therapy just like a social worker would do. The one that is the best for bipolar it is cognitive behavioral therapy, and it does work very well for the bipolar patients. The diagnosis also for the type one is if the patient does have one manic episode but do not have a history of major depression. There are different types of bipolar disorder like bipolar one and bipolar two disorders. But it does depend on how bad the mood swings does occur. Because some mood swings, they can be classified as mixed because their mood swings does not last long so this is why it is call mixed. But for all types of this disorder they do sufferer experiences and significant problems their functioning in school and work. Some they may be put in the hospital because of psychotic symptoms because they may have the delusion or maybe have hallucinations. And if you do not get your bipolar took care of it can cause solemn probl ems like financial crisis. Some of the risk factors that the bipolar they are that the bipolar disorder it is not hereditary but the bipolar and schizophrenia they have a lot in common. And the two they do share a lot if the same risk genes so they both do have some of the genetic factors which are unique. And stress it can also cause the bipolar. So they need to try to not get stress do not let anyone stress them get away from it. The effects of neurotransmitters are that  they are the same as mania and depression. The nerve cells they do produce the neurotransmitters it like chemicals that do move like lighting from one cell to another, and the do carry a message. And the neurotransmitter serotonin it does regulate the moods, and sleep, and their appetite and also their memory. The environment and detract if you have bipolar you are to be on anti-depressant also anti-psychotic medication. And the patient they need to be a claim and be in a supportive environment because it will make it so much better for them to recover, and their medication will work for them much better. And make sure you do not get over tire take it easy. And make sure that you do eat three meals a day that is crucial for the patient. Also, the patient does need to stay away from people that does argue all the time because it will make the patient feel bad. So they do need to stay from people that may cause their life to be difficult. An d if they have a pet that will help them to, and they do need to get out and walk or maybe also jog visit their friends more than what they do because it good to be around friends. Well for the past the bipolar disorder it is a chemical dependence, and it was addressed as a separate condition and their treatment also which was at separate facilities. But when the people was diagnosed that they had the bipolar they are referred to a mental health treatment center. And some sent to a hospital that is psychiatric because they were abusing the drugs. So today they do recognize the treatment of the bipolar disorder and substance abuse through a process that is call integrated treatment. So it is the number of treatments, and it is for different treatments strategies for the bipolar. The background of the bipolar disorder it is chemical of imbalances of the brain, and it is the key of the bipolar disorder and it is the complex of the genetic and the environment and it does have other factors also. They do have a lot of episodes of the bipolar disorder. REFERENCES HUMAN DISEASES A SYSTEMIC APPROACH 2009 HTTP;//WWW.MEDICINENET.COM/BIPOLAR DISORDER HTTP;//WWW.APA.ORG HTTP;//WWW.EVERYDAYHEALTH.COM/HEALTH-REPORT BIPOLAR-DEPRESSION/BIPOLAR DISORDER.MISCONCEPTIONS.ASPX 2013 WWW.NYTIMES.COM/HEALTH/GUDIES/DISEASE/BIPOLAR DISORDER/TREATMENT.HTML 2012 http://www.dualdiagnosis.org

Water Biomes :: Environment Ecology

Water Biomes Marshland is covered with grasses, reeds, sedges, and cattails. These plants all have their roots in soil covered or saturated with water and its leaves held above water.Marshes may be freshwater or salt. Freshwater marshes develop along the shallow edges of lakes and slow-moving rivers, forming when ponds and lakes become filled with sediment. Salt marshes occur on coastal tidal flats. Inland salt marshes occupy the edges of lakes. They affect the supply of nutrients, the movement of water, and the type and deposition of sediment.   Ã‚  Ã‚  Ã‚  Ã‚  Salt marshes are best developed on the Atlantic coasts of North America and Europe. In eastern North America the low marsh is dominated by a single species, salt-marsh cordgrass. The high marsh consists of a short cordgrass called hay, spike grass, and glasswort. Glasswort is the dominant plant of Pacific Coast salt marshes.   Ã‚  Ã‚  Ã‚  Ã‚  Freshwater marshes provide nesting and wintering habitats for waterfowl and shorebirds, muskrats, frogs, and many aquatic insects. Salt marshes are wintering grounds for snow geese and ducks, a nesting habitat for herons and rails, and a source of nutrients for estuarine waters. Marshes are important in flood control, in sustaining high-water tables, and as settling basins to reduce pollution downstream. Despite their great environmental value, marshes are continually being destroyed by drainage and filling.   Ã‚  Ã‚  Ã‚  Ã‚  Marine Life, plants and animals of the sea, from the high-tide mark along the shore to the depths of the ocean. These organisms fall into three major groups: the benthos, plants such as kelp and animals such as brittle stars that live on or depend on the bottom; the nekton, swimming animals such as fishes and whales that move independently of water currents; and plankton, various small to microscopic organisms that are carried along by the currents.   Ã‚  Ã‚  Ã‚  Ã‚  Shore Life, the essentially marine organisms that inhabit the region bounded on one side by the height of the extreme high tide and on the other by the height of the extreme low tide. Within these boundaries organisms face a severe environment imposed by the rise and fall of tides. For up to half of a 24-hour period, the environment is marine; the rest of the time it is exposed, with terrestrial extremes in temperature and the drying effects of wind and sun.   Ã‚  Ã‚  Ã‚  Ã‚  Life on rocky shores, best developed on northern coasts, is separated into distinct zones that reflect the length of time each zone is exposed. At the highest position on the rocks is the black zone, marked by blue-green algae. This transition area between land and the marine environment is flooded only during the high spring. Below the black zone lies the white zone, where

Racial Inclusivity and Social Media and The Souls of Black Folks by W.E

Modern innovation has made the infusion of racial inclusivity and social media a tightrope walking affair above a never-ending abyss. Social media when used has been a place for radicalized defense, sensitive humor and to cavalcade swagger. Simultaneously this tool that has been disposed to culture through telephones, computers, tablets and many other places has created a whole new world for inauthentic means of living. In particular in regards to the African American culture. The â€Å"new ‘New Negro,’† a term suggested by Marlo David has so much at their fingertips, yet do not know how to use them. She said, â€Å"the new New Negro of the millennial age has sought to escape the shadow†¦that has been more real to him than his personality.† The arbitrary nature that African Americans escape to social media networks to show themselves only serves to cover themselves from what their blackness is. Blackness rooted in the brutalization of systemic o bjectification of their minds, bodies and expressions in various walks of life. These issues are not new to the Black experience, they are found in the early 1900’s with W.E.B. Dubois in his work, The Souls of Black Folk. His prophetic work confronted the black person then, and resonates in the infusion of Social media today in everyday life. . He writes, â€Å"How does it feel to be a problem? I seldom answer a word.† He continues, â€Å"Being a problem is a strange experience - peculiar even fro one who has never been anything else, save perhaps in babyhood and in Europe.† Social media has only meliorated the way African American persons are viewed, for Dubois and today, as a problem. From Duboisian experience in 1903 to Social Media and the Black Experience today, progress and problems persist.... ...BIBLIOGRAPHY Congress, T. L., & Willis, D. L. A small nation of people : W.E.B. Du Bois and African-American portraits of progress. New York, NY: HarperCollins. David, M. (2007). Afrofuturism and Post-Soul Possibility in Black Popular Music. African American Review , 41 (4). Dubois, W. B. (2009). The Gift of Black Folk . Garden City Park, NY: Square One Publishers. DuBois, W. E. (1903). The souls of black folk: essays and sketches. Chicago: A.C. McClurg & Co.; [Cambridge]: University Press John Wilson and Son, Cambridge,. Neuhaus, R. (2008). "The public square: a continuing survey of religion, culture, and public life. First Things , 184, 57-72. Schwartz, D. (1989). Visual Ethnography. Qualatative Sociology , 12 (2), 119-154. Senft, T., & Noble, S. (2013). Race and Social Media . In T. M. Jeremy Hunsinger, Routledge Handbook of Social Media (pp. 107-120). Routledge.

Development of Agriculture in Nigeria

Since 1974 the Bank has committed $1. 2 billion for Agricultural Development Projects (ADPs) to increase farm production and welfare among smallholders in Nigeria. OED reviewed five ADPs and a supporting Agricultural Technical Assistance Project (ATAP), all implemented between 1979 and 1990. Only two of the six projects had satisfactory outcomes. In general, rainfed agricultural production was far below projections. Macroeconomic conditions, some national policies, and particular design and implementation problems prevented a more significant impact. Low-cost irrigated development of lowland areas (fadama) was, however, quite successful. Village water supply components exceeded their targets. The ADPs have evolved to be â€Å"permanent† institutions for rural infrastructural development and agricultural services, but their role vis-a-vis the regular state departments needs to be reviewed. ADP concept The ADPs were designed in response to a fall in agricultural productivity, and hence a concern to sustain domestic food supplies, as labor had moved out of agriculture into more remunerative activities that were benefitting from the oil boom. Conversely, domestic recycling of oil income provided the opportunity for the government, with Bank support, to develop the ADPs. The projects provided agricultural investment and services, rural roads, and village water supplies. The government's adoption of the ADP concept put the smallholder sector at the center of the agricultural development strategy, and marked a clear shift away from capital-intensive investment projects for selected areas of high agricultural potential. The first ADPs in Nigeria were enclave projects each covering a specific region within a state. Their early results impressed both the federal and state governments, and there was pressure to replicate the approach across whole states. By 1989 all Nigeria's then 19 states had ADPs. (See Box. ) Two of the projects audited–Ilorin and Oyo North–were enclave projects, and were located in the â€Å"middle belt† of Nigeria whose main crops are rainfed cereals and root crops. The three other ADPs audited–Bauchi, Kano, and Sokoto–were statewide projects in Nigeria's northern zone. Cropping in his zone is based on rainfed cereal crops and pulses, with localized areas of fadama in drainage lines that can support higher-value crops. The northern ADPs applied an expanded version of the same model used in the earlier enclave projects in this zone. This model demanded large amounts of capital and services and intensive management. With hindsight, not enough thought was given to the implications of the large increase in scale–or indeed to the less fav orable production environment than existed in the smaller enclaves. Goals, content All the five ADPs sought to increase food production and farm incomes. In all of them it was assumed that productivity increases would come from the use of improved technology, especially planting material and fertilizer. The agricultural components of the projects were designed around systems for developing technology and transferring it to farmers, distributing modern inputs, and land development including small-scale irrigation of fadama areas and land clearing. Investments in infrastructure included an expanded feeder road network, construction of farm service centers for input distribution, and facilities for ADP staff and operations. All projects except that in Ilorin supported improvements in rural water supplies. To support its agricultural development goals the federal government introduced controls on food imports and continued its substantial subsidies on farm inputs, particularly fertilizer.

El Escorial (in Spanish) essays

El Escorial (in Spanish) essays El Valle de los Caà ­dos, ubicado en la Sierra de Guadarrama, en Madrid, Espa El monumento es un templo subterrneo y ataà ºd, con una cruz de granito de casi quinientas piedras que uno puede ver desde treinta millas (Sullivan). La cruz pesa doscientos una mil setecientos cuarenta toneladas. Tiene la misma altura de uno y medio campos de fà ºtbol americano; en adicin tiene manos de cuarenta seis metros. Dentro de las manos, hay tanto espacio para que dos individuos puedan conducir dos coches pequestories de altura (Chutchings). Al trmino del tà ºnel, hay una capilla donde quedan los restos de Francisco Franco y otros. La mayorà ­a de los soldados sepultados aquà ­ son los del ejrcito de Franco. Sin embargo, el là ­der del grupo oposicin ms grande est sepultado allà ­, pero no los de otros grupos oposiciones (Frost). Muchos dicen que el monumento fue construido para honrar a todos los muertos de la guerra civil espalo hay dos nombres conmemorados: los de Francisco Franco y Jos Antonio Primo de Rivera. Otros piensan que es una construccin dedicada al fascismo y al triunfo de Franco en la guerra civil. El monumento fue construido por presos de guerra y ellos gastaron sus energias edificndolo por diecinueve ahoy no interesa a nadie y ...

Alcoholic Teens essays

Alcoholic Teens essays When teens run into friends around town, a common question that most of us hear is Hey, what are you doing tonight? This could be answered any number of ways, but in this day and age you will probably hear about how everybody is going over to somebodys house to drink. Keggers and Jungle Juice parties are the most common, because they are cheap and will get you drunk. Keggers usually sell cups for the beer which will give you unlimited refills. Jungle Juice parties ask for a cover at the door and again you are given unlimited refills. The only difference between the two is that Keggers are beer and Jungle Juice parties are mixtures of hard alcohol. Fridays and Saturdays are prime days to go out and drink. Teens know those are the days you dont have to get up on the following morning. With that in mind, you can easily drink yourself silly causing your body to become dehydrated. This has come to be called a hangover. Hangovers can completely incapacitate you giving you any of the following; headache, nausea, diarrhea, lack of appetite, shakiness, feeling tired, and a gross-tasting mouth. These are caused by being dehydrated and by the by-products when alcohol is digested. One such by-product is acetaldehyde. Research suggests that it may be responsible for the worst of your hangover. Someone that can subject themselves to this pain every week really needs to redefine their idea of fun. It seems to have become the only thing teens can do to enjoy themselves. Days of going bowling, roller skating, and cruising in the car seem to be over. Some may still do these things, but not as often as they go to gatherings or parties. The idea to get together and socialize can still be accomplished even though you wont have a drink in your hand. Activities such as cookouts, swimming, and sports can easily take place of any alcoholic party. The fun is already included if you let yourself relax and get int...

The True History of the 3 Hole Punch and Its Inventor

The True History of the 3 Hole Punch and Its Inventor SAT / ACT Prep Online Guides and Tips The hole punch was actually invented decades before it became a staple of modern offices. Read this guide to learn more about hole punch history, why the original inventor of the hole punch was contested, and how the hole punch has evolved over the centuries. Who Invented the Hole Punch? Who's the original hole punch history inventor? There were two original types of hole punches, and they were created for many of the same reasons hole punches are still used today. One type was used to punch a single hole in tickets to show they’d been used, and the other was used punch identical holes in paper to make it easier to keep them organized in a ring binder. For such a straightforward tool, hole punch history actually has some controversy. Three men registered patents for hole punches around the same time. Friedrich Soennecken Soennecken was a German entrepreneur who invented a number of things, including a new type of ink container, a style of calligraphy, and a pen nib. In 1886, he also invented the ring binder, and soon after, on November 14th, 1886, he registered a patent for a â€Å"paper hole maker for folders,† or what he called a Papierlocher fà ¼r Zammelmappen. His hole punch was placed on a desk and used a lever to punch two holes into paper. The paper could then easily be placed in the ring binder. Benjamin Smith About a year and a half before Soennecken filed for his hole punch patent, on February 24th, 1885, American Benjamin Smith received a US patent for a somewhat similar tool known as the Conductor’s Punch. Although Smith received his patent before Soennecken, he is sometimes not seen as the original inventor of the hole punch because his invention differed significantly from the three-hole punch often seen in offices today. Smith’s invention was handheld and used to metal pieces connected to a spring to punch a single hole in paper. It also included a receptacle to hold the small circles of paper it cut out. The Conductor’s Punch was used to by railway conductors to punch holes in train tickets (hence its name). Charles Brooks In 1893, American Charles Brooks received a patent for the Ticket Punch, an invention similar to Smith’s Conductor’s Punch. Both had a similar design, but Brooks’ Ticket Punch had a larger receptacle to hold paper cuttings, and the receptacle was also removable. Brooks is actually more well-known for a different patent he received, for a street sweeper. The street sweeper remains in use today, relatively unchanged from his original invention. So who is the real inventor of the hole punch? Most people label either Friedrich Soennecken or Benjamin Smith as the â€Å"father† of the hole punch. Soennecken supporters say that, because his invention is much closer to the modern-day three hole punch, he is the original inventor, while Smith supporters say that, because he received the first patent for a hole punch invention, he is the original inventor. For what it’s worth, when Google decided to celebrate the 131st anniversary of the invention of the hole punch, they based the anniversary off the date that Soennecken received his patent, a decision that received mixed opinions online. How Has the Hole Punch Evolved? The original hole punch designs are still used widely today, with only minor modifications. However, other hole punches have been developed in the 20th and 21st centuries. These include three- and four-hole punches, hole punches that can punch through thicker materials such as cloth or thin metal sheets, hole punches that cut different shapes such as stars or hearts for crafters, and electric hole punches. Summary: 3-Hole Punch History The hole punch history spans several centuries and countries. The first hole punch inventor was American Benjamin Smith who, in 1885, developed a handheld device that was used to punch a single hole in train tickets. German Friedrich Soennecken is widely seen as the first inventor of the three-hole punch, which he received a patent for in 1886. Since then, the basic design of hole punches hasn’t changed all that much, but new features have been added as they continue to be widely used in offices and homes across the world. What's Next? Have you heard the stories ofcamel spiders being fearsome, deadly predators?Is there any truth to those tales? Learn which camel spider myths should be debunked by reading our guide! What is Stockholm syndrome?Is it actually a real condition? We explain everything you should know about Stockholm syndrome and analyze famous cases. Love to draw?We've compiled 100 of the best easy drawing ideas to spark your creativity!

Hypothesis Testing & Variance Research Paper Example | Topics and Well Written Essays - 250 words

Hypothesis Testing & Variance - Research Paper Example The critical value is 1.997138 test statistic is -14.2189. Since the calculation of the confidence level failed to include 5.2, the null hypothesis would be rejected H0: ÃŽ ¼= 5.2. Nevertheless the decision is a close one since it had the two-tailed test of hypothesis, as the minimum confidence level limit almost included 5.2. Application for managers.Even though, the sample mean 5.078788 appears to be extremely close to 5.2, the mean has a more by one standard deviation from the mean desired. This problem shows that a small difference in mean could be so crucial. It all relies on n and ÏÆ'. This means that the standard error forms the test statistic’s denominator. In this regard, there is a high chance of precision in the process of manufacturing (ÏÆ' = 0.72 is extremely small) the standard error and available variation is relatively small. The small, mean difference may not be identified to the customers. Since the calculation of the confidence level failed to include 5.4, the null hypothesis would be rejected H0: ÃŽ ¼= 5.4. Nevertheless the decision is a close one since it had the two-tailed test of hypothesis, as the minimum confidence level limit almost included 5.4.  Application for managers.Interpretation: Despite The fact that, the sample means 5.386364appears to be extremely close to 5.4, the mean has an addition of two standard deviations from the mean desired. This problem shows that a small difference in the mean could be so crucial. In this regard, there is a high chance of precision in the process of manufacturing.

Mortgage loans in Italy and a residential financial analysis Essay

Mortgage loans in Italy and a residential financial analysis - Essay Example One of the main strengths of the Italian housing market is, according to a 2001 census, a very high rate of ownership which sits around 71% and the residences where people live account for about 60% of Italians net wealth.3 One of the advantages of getting a mortgage loan in Italy is the fact that the Euro, at the moment, is a very strong currency as this offsets the facts that the mortgage rate in Italy is a little higher than in the United States or England.4 There are legal issues that must be dealt with in securing a mortgage loan and owning property in Italy. A reservation must be signed once you have found a property that you would like to purchase which is a legally binding agreement that obliges both parties to complete the purchase of real estate by a specific date in an office of an Notary Republic.5 After the reservation is signed there is a mandatory deposit that must be put down which ranges from 10 - 30% which you do not return if you pull out of the deal but conversely if the vendor pulls out of the deal they must pay two times the amount that was agreed upon as the deposit. 6 When the real estate deal is completed the deposit is counted toward a down payment. The buyer must state that the purchase of the property is conditional on the buyer receiving a mortgage, a satisfactory survey, and that the property in question is in compliance with building regulations free from all charges as the buyer must check what legal fees and local government taxes might be associated with the purchase before re-mortgaging or purchasing. 8 The real estate deal is complete once this process is formalized by a sale deed written by a local notary who then registers the deed with the land registry as well as pays all the taxes incurred on behalf of the buyer.9 There are Italian solicitors that are available for much of this legal work as they generally charge 2% of the purchase price of the property as some of their duties include drawing up of contracts, contacting the relevant notary for such documents, payment of taxes and registering the property. 10 Notary fees differ on the price as they generally charge a higher percentage on less expensive properties as the average fee will be around 4% of the declared price of the property.11 Foreign citizens must also receive a tax identification number codice fiscale through any Italian financial office or an Italian Embassy.12 This document is important for: Signing the preliminary purchase agreementRequesting bank financingOpening bank accountsConcluding the final purchase agreement with notaryPurchasing an automobile Arranging public utilities contractsPresenting declarations to public offices , whether communal, regional or state13 The time value of money is used as the base for all ideas in finance as it has a direct impact in business, consumer, and government finance as the time value of money derives for the concept of interest. In the terms of the time value of money one dollar today is the same value as a dollar in three years time but where it differs is the money that could be made by investment and gaining interest over a period of time from when you first receive the money. If you receive 10,000 dollars today you

Development and underdevelopmint issues of measurment and defintion Research Paper

Development and underdevelopmint issues of measurment and defintion - Research Paper Example The concept of Human Development Index (HDI) is also covered in order to guide the developing countries on the essential factors that they should consider during the measurement of human development. The macroeconomics and microeconomics challenges that are faced by the developing countries have jeopardized the provision of basic services including education and health. Due to the lack of adequate resources as a result of inadequate technology and innovation, developing countries have continued to rely heavily on developed states both in terms of financial resources and human capital. Even though the financial assistance has reasonably addressed the economic challenges faced by the developing countries, the amount of international debts has gone up leading to more economic problems especially during economic crisis. Some of the major macroeconomics problems faced by the developing countries include high rate of unemployment, high taxes, decreased production of goods, poor infrastructure as well as misappropriation of financial resources among others. This paper seeks to discuss development and underdevelopment issues that affect developing countries Economics development entails the study of macroeconomics and microeconomics factors that leads to an economic growth. Other aspects that are covered when analyzing the economic development of a developing country include education, health and the conditions of the work places among other issues (Frans, 2002). In addition, economics development involves establishment of methods and policies that a developing country should adopt in order to increase the national economic output. The policies that are adopted both at the domestic and international levels, may involve qualitative and quantitative approaches. One of the major aspects that are essential in economic development as compared to other fields of economics is that it incorporates both political and social factors that affect the lives of

Subprime Mortgage Crisis Essay Example | Topics and Well Written Essays - 1000 words

Subprime Mortgage Crisis - Essay Example However, what was more innovative in this whole episode is the fact that banks in order to hedge themselves against the high risk lending through secrutization. Securitization is a process of bundling or pooling the non-liquid assets into marketability securities. The idea is to recoup the liquidity lost through the sanctioning and disbursement of the loans to subprime borrowers.(Hunton & Williams LLP,2005). There are various ways through which the securitization can take place. Most of the times, financial institutions did so by creating Special Purpose Vehicles in order to enjoy off-balance sheet accounting not only to strenghten their balance sheets but keep the garbage out of it. The problem started when the subprime borrowers started to default on their repayments. These defaults created a chain reaction of events which first overtook the banks but subsequently created further economic problems for the economy. The above graphical representation suggests the two traditional models of the mortgages and how default in both the models can trigger further damage.1 Technically subprime mortgages become a problem when at the default of the payments by the borrowers; financial institutions face a mismatch in the cash flows. As defined earlier that most of the financial institutions attempted to regain the lost liquidity through securitization by creating mortgage backed securities to match the cash inflows from the mortgage payments with the cash outflows from the payments to be made against those mortgage backed securities. When the inflows stopped due to default by the subprime borrowers, financial institutions, in order to keep their ratings intact, started to pay out for their obligations out of other resources. This than started to create a credit crunch in the economy as those resources which were technically should have been used in more productive resources were being utilized in repaymen t of the mortgage backed securities. Thus the available credit to the organizations and firms decreased and hence their output and productivity level started to decrease which slowly and steadily put pressure on various other economic pressures and hence started one of the worst economic crisis of the century. It is believed that the subprime mortgage in United States stand at almost $1.3 trillion however it only comprises a small portion of the US GDP and many believe that at such small magnitude level, it may not impact the US economy as such. (Ramady, 2008). The future seems to be more bleak as one half to two thirds of the subprime loans are Adjustable rate mortgages means that the interest rates on those mortgages are going to increase when they fall due therefore there are estimations that more defaults are yet to come as at higher interest rates, the subprime borrowers may face further hardships to payback their due installments therefore it is feared that crisis are going to further aggravate rather than subside until and unless Federal Reserve Board (FED) does not

The wife's needs (generously interpreted) were not simply one of the Essay

The wife's needs (generously interpreted) were not simply one of the factors in the case, but a factor of magnetic importance - Essay Example Thus, the court’s determination in McCartney v Mills3 that the wife’s needs were the dominant factor in awarding ancillary relief in a manner that was fair. To begin with ancillary relief awards commence with the application of Section 25 of the Matrimonial Causes Act 1973. Section 25(1) of the Matrimonial Causes Act 1973 directs the courts to â€Å"have regard to all the circumstances of the case†.4 Section 25(2) goes on to provide a list of all the factors that are relevant to the court in the exercise of its discretion on determining ancillary relief awards. These factors include the parties’ income, property, assets, earning capacity, financial needs and resources, â€Å"obligations and responsibilities† of the parties, the â€Å"standard of living enjoyed† prior to the marriage breakdown, age, marriage duration, physical/mental disabilities, contributions made and conduct of the parties if the court finds that it would â€Å"be inequita ble to† to ignore the conduct.5 The standard of living enjoyed appeared to be the primary needs’ factor considered by the court in McCartney v Mills. ... arly so since, the marriage was relatively short and Mills had not been independently wealthy and therefore it was entirely unrealistic for her to expect that she could duplicate that lifestyle or enhance it following the breakdown of the short marriage. In this regard, the standard of living during the marriage as considered by the court was not a need that the wife could realistically claim. Her actual needs would be assessed and particularly since compensation was not an issue. As Bennett J explained, when the husband’s â€Å"enormous fortune† was acquired even before he met his wife there is no need to look at the â€Å"compensation principle†.7 Bennet J went on to state: Where the marriage is short and where the standard of living lasted only so long as the marriage; where the wife is now and will be very comfortably housed; and where the child’s needs are fully assured, surely fairness requires that the wife’s needs (generously interpreted) ar e the dominant factor in the Section 25 exercise. Any other radically different way of looking at this case would be manifestly unfair.8 Mills had requested an award of compensation claiming that she had given up a lucrative modelling career during her relatively short marriage. However, the court found that her income prior to marrying McCartney was not as lucrative as she suggested. Mills’ request for compensation was thus rejected by the court and instead the court determined ancillary relief on the basis of Mills’ needs.9 Based on Mills’ needs in terms of sustaining the lifestyle to which she had enjoyed during the marriage, she was awarded 24 million pounds despite the fact that McCartney’s wealth was an estimated 400 million pounds. Even so, the marital acquest was relatively small since, most the wealth

Subprime Mortgage Crisis Essay Example | Topics and Well Written Essays - 1000 words

Subprime Mortgage Crisis - Essay Example However, what was more innovative in this whole episode is the fact that banks in order to hedge themselves against the high risk lending through secrutization. Securitization is a process of bundling or pooling the non-liquid assets into marketability securities. The idea is to recoup the liquidity lost through the sanctioning and disbursement of the loans to subprime borrowers.(Hunton & Williams LLP,2005). There are various ways through which the securitization can take place. Most of the times, financial institutions did so by creating Special Purpose Vehicles in order to enjoy off-balance sheet accounting not only to strenghten their balance sheets but keep the garbage out of it. The problem started when the subprime borrowers started to default on their repayments. These defaults created a chain reaction of events which first overtook the banks but subsequently created further economic problems for the economy. The above graphical representation suggests the two traditional models of the mortgages and how default in both the models can trigger further damage.1 Technically subprime mortgages become a problem when at the default of the payments by the borrowers; financial institutions face a mismatch in the cash flows. As defined earlier that most of the financial institutions attempted to regain the lost liquidity through securitization by creating mortgage backed securities to match the cash inflows from the mortgage payments with the cash outflows from the payments to be made against those mortgage backed securities. When the inflows stopped due to default by the subprime borrowers, financial institutions, in order to keep their ratings intact, started to pay out for their obligations out of other resources. This than started to create a credit crunch in the economy as those resources which were technically should have been used in more productive resources were being utilized in repaymen t of the mortgage backed securities. Thus the available credit to the organizations and firms decreased and hence their output and productivity level started to decrease which slowly and steadily put pressure on various other economic pressures and hence started one of the worst economic crisis of the century. It is believed that the subprime mortgage in United States stand at almost $1.3 trillion however it only comprises a small portion of the US GDP and many believe that at such small magnitude level, it may not impact the US economy as such. (Ramady, 2008). The future seems to be more bleak as one half to two thirds of the subprime loans are Adjustable rate mortgages means that the interest rates on those mortgages are going to increase when they fall due therefore there are estimations that more defaults are yet to come as at higher interest rates, the subprime borrowers may face further hardships to payback their due installments therefore it is feared that crisis are going to further aggravate rather than subside until and unless Federal Reserve Board (FED) does not

Case Study Example | Topics and Well Written Essays - 250 words - 27

Case Study Example According to the patient’s history and physical report, she experiences â€Å"severe, short-distance, lifestyle limiting right lower extremity claudication,† which is the reason why she is being admitted to the hospital. The patient typically develops paresthesias as well as complete numbness to her right foot after walking for more than 20 yards. However, if she walks for an approximation of 20 yards, she experiences pain in her right calf, which goes away after she gets some rest. From these considerations, it is possible to determine that she meets the criteria for admission based on the severity of her illness, since she experiences an acute loss of the ability to move a body part as set out in the hospital’s admission criteria. On the other hand, the plan set is for the patient to undergo operative intervention, whose intention is to repair the injury in the femoral artery. This was after tests were conducted, thereby revealing evidence of a mild narrowing o f the artery, presumably due to the previous catheterization. It is possible to determine that the patient meets the admission criteria based on the intensity of service, given that the plan is to operate on her within 24 hours, once the operating room is free. On the other hand, palpable pulses are not present in the patient’s right lower extremity. This factor meets the intensity of service requirements outlined in the admission criteria, which establishes that the patient meets the criteria for admission to the hospital.

No Pain No Gain Essay Example for Free

No Pain No Gain Essay How much of you have had to sacrifice your time or change your plans to go and do something else like go practice or work on something? What is pain?  What is gain?  In my family my mom, dad, and sister had to constantly had to sacrifice their time to get to their goal. It took them a lot of time, blood, and sweat to reach where they are right now. I am the only one in my family that hasn’t worked hard at something and continuously to get somewhere. I don’t have the best grades, I don’t have the best skills at sports, I’m not the nicest person, and I’m not the most popular guy. I haven’t been working very hard to accomplish anything! I haven’t put in a lot of time, blood, and sweat into anything! I haven’t had any pain so I haven’t really gained anything! Wrong! I am always gaining something, I might not know it but every second I gain something! My dad has gone through a lot of trouble in his life he was born in the village of Taputimu in Samoa and then when he was five his mom and dad (my grandma and grandpa) moved to Hawaii. When they got here they were very poor they had to live in the housing. Read more: No Pain No Gain Story My dad sometimes wouldn’t eat because they were so poor, and sometimes he would have to make bad choices and go steal from the store to go get food for his mom and dad. My dad was raised in the bad parts of Hawaii; he went to school at McKinley high school. For him to stay out of trouble he started boxing he trained and worked hard, put time, blood, and sweat into boxing. He had pain and he surely gained from it. He learned from all his life lessons and now pushes my sister and I to something that we like and he helps us until we have gained something he we usually gain disciple and more respect. My sister (Masha) she’s a freshman at UCLA my dad has pushed her so much she went through a lot of pain mentally and physically and she physically gained a lot. My dad would take her to practice seven days a week for more than 3 hours. My dad put my sister through so much pain he started to feel less like a dad and more like a coach but my sister wanted to go through this  pain she said her dream was to become a pro athlete and she didn’t want my parents to pay money for her to go to school. With her hard work and motivation she’s a remodel to me and she went through a lot. Her hard work and pain paid off she got a scholarship to play softball at UCLA. This quote/saying is in my life so much. This quote/saying is in everyone’s life, everyone has pain and everyone has a gain sometimes you are not able to tell what the gain is. In my life there is always pain emotional or physical I need to push through everything that is bringing me down. Although I have a god to help me and great teachers, a great family that pushes me to meet expectations, and super great friends that are always by my side even though I may be a jerk, irritating or annoying. Without pain life would be different, life wouldn’t be life, it would be a utopia. What do you think life would be without pain? Think about it!

Support For A Person With Disability

Support For A Person With Disability The  Imbecile Passengers Act 1882, have discouraged disabled people from settling in New Zealand. They had required a bond from the person liable for a ship that disembark any person lunatic, idiotic, deaf, dumb and blind who might become a charge on public or charitable institutions. In 1899, The  Immigration Restriction Act was made and  included in its list of restricted immigrants any idiot or insane individual and those agonizing from contagious/ infectious diseases. The purpose of such policies and strategies was to discourage disabled people immigrating to New Zealand. The government believed that they will become burden to the country and they would not want to waste government funds on them. They saw people with disabilities as a liability and can no way contribute for the betterment of the country. Funding: Support for a person with disability usually came from their own families. Any financial support that they received were from charitable organisations. Attitudes/Stereotypes: Disabled persons were regarded as useless that is why the government has established and implemented laws and policies to stop them from coming to the country. People with disability were perceived as a burden or an outcast. Terminology/Barriers: People in this era called disabled people dumb, lunatic, idiot, deaf and blind. They were often regarded as crazy. Labelling them as dumb means that they lack intelligence or they are stupid. The language that they used created barrier for the person with disability to even develop relationship with other people. Knowing that they were crazy or stupid the society has avoided and treated them as if they have no feelings. 1900 Strategies and Policies: The Mental Defectives Act 1911 had made a distinction among individuals of unsound mind, mentally infirm, idiots, imbeciles, the feeble minded and epileptics.In 1916, the New Zealand Census identified people who were deaf and dumb, blind, lunatics, idiots, epileptics, paralysed, crippled and/or deformed. Devices and special apparatus were put in place to identify defective children. Standardized care was emphasized especially for mentally incapable person. Children with special needs were not allowed to go to school and they were put away in institutions.Some of the positive actions that came out during this period was the Plunket organisation. This organisation was focused on providing care and assistance to children with disabilities and their mother as well. After the world war, majority of the soldiers returning home were suffering from mental illness and physical impairments. The public challenged the government to provide services for the returning soldiers such as psychiatric treatment, physiotherapy and plastic surgery. During this era, the rehabilitation of the mentally and physically impaired into nation was given importance. The Disabled Servicemens League further developed the medical rehabilitation for ex-servicemen. In 1954, services offered by the organization became open to the public. Funding: In 1950s and 1960s,the orientation towards large institutions for disabled people began to be challenged during the. IHC has set up day care centres, occupational groups and residential care homes. At the same time it followed a more rights-based way in seeking suitable learning facilities for their children. The governments access to services for disabled people became more community and rights based during 1970s. After the 1972 Royal Commission into Psychopaedic Hospitals, the authority funds were increasingly focused into building small residential care facilities rather than large institutions. Attitudes/Stereotypes: The 19th century saw greater separation of disabled people. The workforce had to be more physically consistent to perform everyday factory operations. Disabled individuals were cast off. They were pictured as worthy poor, in contrary to work-shy unworthy poor, and was given Poor Law Relief (money from public funds. They became more dependent on the medical calling for benefits, treatments and cures. Special schools and day-centres were set up separately which denied disabled and non-disabled people the day-to-day experience of living and growing up together. Terminology/Barrier: Disabled people were called cripple, epileptics, feeble minded, paralysed and deformed. They were labelled according to their appearance or illness. This has led to harsh criticisms and they became the object of bullying. The barrier is that due to their physical deformities, they became different and made them stand out so right away people would notice them. 2000 onwards Strategies and policies In 2000/2001, the government developed the New Zealand Disability Strategy. With the implementation of the new strategy, care for the disabled people has changed dramatically. Before, medical model was used which focuses on the treatment and rehabilitation of the impairments. Nowadays, the Strategy was based on the social model of disability. The model suggests that disabilities occur due to society unable to accommodate the disabled peoples needs. The aim of New Zealand Disability Strategy is to ensure that the person with disability is able to live his life on his/her own term and that their rights are protected all the time. Office for Disability Issues was set up in year 2002. Focusing on disability across government and to lead the implementation and monitoring of the New Zealand Disability Strategy was its main goal.In 2004, the New Zealand Sign Language Bill was made and introduced into Parliament. It proposed recognising New Zealand Sign Language as the third, official language in the country. New Zealand has taken a leading role at the United Nations in the growth of the agreement making absolute rights of disabled people. Funding The Labour-Alliance Coalition Government initiated a health system reform. In 2001, 21 District Health Boards (DHBs) were formed. Primary Health Organisation (PHOs) were developed in 2002 to manage primary care, including general practitioners and their services. New Zealand Public Health and Disability Act 2000 Attitude/ stereotype For most of the 20th century, disability was thought to be a problem inherent in individuals. This is commonly known as the medical model, where disability was seen as being something wrong with a person, which could be cured or at least contained. Solutions to the problem of disability took the form of government and wider society helping to fix or accommodate the problems of those afflicted individuals. This was often by segregating people with the problem and providing a service (such as an institution) to meet their special needs. As a result, the human needs of many individuals were unmet. Terminology/ barriers During this era, the publics view on disabled people has changed. they have accepted these people on what they are now and has stopped criticizing by not calling them degrading names. Instead of calling them confined to wheelchair or wheelchair-bound, they have changed it to having an impairment with their mobility. This era has also considered disabled people in public areas. Nowadays, they are now prioritized as evidenced by accessible toilets, mobility parking and priority lanes. Service provision and Access framework There are a lot of support services available for people with disabilities which are funded by the Ministry of Health. Below are some of the services: Behaviour Support Services are for people with intellectual disabilities who pose challenging behaviours which make it difficult for them to engage in social activities and develop relationship. Talk to the local needs assessment and service coordination (NASC) for a referral. The NASC will then assess your eligibility for the Ministry-funded Disability Support Services. If accepted, they will work out which service will best meet the needs of the person, their family/whanau and other networks. Supported Living is a service that helps disabled people to live independently by providing support in those areas of their life where help is needed. This service is available to anyone aged 17 and older. He/she should also be assessed for credibility. With Supported Living, youll identify the areas where you need help. These are written in a personal plan. Areas where support may be needed could include using community facilities, shopping, budgeting or cooking and help them in dealing with agencies such as WINZ or other bank. A support worker will work with you, usually at your home, but support will be provided at times and places that are agreed. This support is provided by an organisation that is contracted to Disability Support Services at the Ministry of Health. How do I access Supported Living? Talk to a Needs Assessment and Service Coordination (NASC) organisation about getting Supported Living. Theyll assess you to make sure youre eligible and that supported living is the right service for you. The NASC will then provide information about the Supported Living providers in your area and you can choose who you would like to provide this service. You may wish to gather further information about the providers before making your choice.

Television and Media Essay - African Americans and TV Shows :: Exploratory Essays Research Papers

It is estimated that African Americans spend about four to five hours more than the general public on watching television a week. Yet still with these findings, there are only 18 shows that feature an African-American cast or lead character out of the 115 that air on the six major broadcast networks. Even with this imbalanced ratio, there are reasons why there are so few programs featuring leading African Americans, despite the great amount of blacks that are consistent television viewers (Hall 12). It is thought that television producers are just trying to play it safe by sticking to what they know and what they are used to doing. It has been hard for networks to duplicate shows that have satisfied the viewers, such as "The Cosby's", "The Jefferson's", and "The Fresh Prince of Bel Air," Creating this kind of "crossover" audience is essential in a show's success(Hall 12). A more recent show that has been able to gain this success is "The Hughley's". It is said to be "probably one of the best things that's happened this year" according to WB Entertainment President Garth Ancier. This show is said to have "wide spread appeal", and it also helps that it follows right after "Home Improvement"(Hall 12). Although following such a well known show helps out with the viewers, the show is getting more and more popular, and will hopefully cause a change in the way networks associate black television with failure. Even though there is at least one African American in almost every drama ensemble, you don't see any dramas with a full cast of African Americans (Hall 12). It is assumed that if one were to be put on the air, it wouldn't do well because it is something that hasn't been done before. African Americans are automatically associated with being comedians. All of the shows featuring a mostly black cast are comedy shows. This is a reason why networks would stay away from creating a drama with a full cast of African Americans. "The industry has not accepted that people are different", says Louis Carr, executive producer of Black Entertainment Television (BET)(Hall 12). BET has done a lot for African Americans on Television. Not only does it show music videos, but it has an award show where it celebrates and appreciates African American stars.

The Impact of Women in The Iliad Essays -- Role of Women in the Trojan

Women have always been recognized for their strong influence on the actions of men. Because of his love for Delia, Samson told his secret of his power and ended up losing it. In Shakespeare's Macbeth, Lady Macbeth urged Macbeth to commit murder. More recently, Eleanor Roosevelt strongly influenced the decisions that Franklin D. Roosevelt made. Women of Homer's epic, The Iliad, were considered primary instigators of the Trojan war. The characteristics attributed to women in ancient Greek mythology may have been key to the outbreak of the war. But many ask why Homer would choose to reflect so deeply on the feminine roles of this war fought by men. Although the beginning of the war was not spoken of in The Iliad, the origin of the war is traced back to jealous goddesses. The gods and goddesses were feasting together to celebrate the marriage of Peleus and Thetis. Eris, the goddess of discord, had not been invited. She came, however, and threw among the guests a golden apple, on which was inscribed "For the fairest." Three goddesses claimed the apple. They were Hera, wif...

How Do I Love They

A readers’s first guess at Elizabeth Barret Browning’s poem. â€Å"How I love thee† would be that it is a love poem. This assumption is correct as a love poem is a lyric, i. e. an expression of feelings, and thoughts by a speaker in a personal and subjective fashion. In this poem literary devices and language strongly used to assist the reader is the correct comprehension of the theme of the work. In this poem the theme is love. This theme is approached with a question, â€Å"How do I love thee? † This abrupt question is rhetorical. Let me count the ways,† The author is not going to literally count the number of ways that she loved this person, but she is attempting to define love, and her love for the other for the other person. The next few lines are descriptive. The author attempts and seemingly effectively explains the love that she feels. From the authors words readers can see that this love is real, and not an infactuation. Through out the poem Elizabeth uses examples to explain her love, she tries to symbolize her love with life happenings. I love they with the passion put to use In my old griefs. † At the conclusion of the poem Browning says â€Å"I shall love thee even better after death. † From the tone of this line it sounds as though she thinks that some how she has failed in her demonstration of love and promises to exhibition of her emotion greater after their death. Two of the literary devices used in this poem are point of view, and description. In this poem the point of view used is first person. This allows the reader to hear and feel the passion poem as directly and originally intended by the author. Through out the entire poem Browning is directly is directly telling her inner most feeling for another. It is not an observer telling how they think that she individual feels. The effective use of this literary device better helps reader’s relation to and interpretation of the poem. Another literary device used is description. This device is strongly used in the poem from line two onwards. Though the lady is seemingly unsuccessful in describing the love, description is still a major factor. † I love thee freely. As men strive for right. This description reveals that she loves him as strong as a person would struggle or push for his or her beliefs. In essense she is a martyr of her love for him. Language is another important element in the poem. Elizabeth’s skill with punctuation is this is evident though out her work. She has effectively used punctuation through out her poem to greatly aid the reader in their comprehending, â€Å"I love thee to the depth and breath and height My soul can reach, when feeling out of sight For the ends of being an ideal grace. The pause after reach is pertinent to the true meaning of the quote, a use of a period at that same spot would change the meaning of the poem to be the limits that her soul can reach at anytime due to any emotion. Whereas with the pause it reads the limits of her soul when she feels useless. Another example of punctuation is in the first line of the poem â€Å"How do I love thee? Let me count the ways. † The use of the question marks slightly throws the reader off. At this point the reader cannot know whether this is a rhetorical question. The opening line might seem to be and impossible or stupid attempt to define the concept of love, but the next sentences settles the mind, as readers see it’s an out loud thought which she answers. Conclusively Elizabeth Barrett Browning,s poem is an effective use of the literary devices point of view and theme, and also her language. These elements in the poem helps the reader to understand what could have easily became a complex piece of work.

Administrative Ethics Paper Essay

In the health care setting for administrators there is an ongoing occurrence of ethical issues implicit in daily activities. A health care administrator we have assignments to the business as well as to ourselves to help the customers and our coworkers who accommodated and checked the patients within the company. The information technology system is growing rapidly this is an ethical issue for the administrators that always shows itself within the company and that is the confidentiality of data. Confidentiality information is private, facts about another person, company, etc. in a health care setting confidentiality is patients’ medical information stored into a system by the company. When working in the healthcare fields there are some rules concerning confidentiality, and they are; know the facts, have decision-making skills that control confidential data, and have some ethical alertness. The significance of developing ethical alertness is being able to handle confidential data, boosted education, and conversations regarding these problems should happen within the company to give pessimistic opinions of the coworkers and this could assist them to get through the conversation, conservative views, and moral instruction, this could take along groundbreaking ways for coworkers and other to efficiently to reply hard data, and this potentially could come into view. As an administrator, we are avowed in by morals to value the confidentiality of data we intake, and use for the company. Confidentiality data can have but is not restricted to, staff private data and recompense records. The issue and impact on the population that affects most will be explained in this case study; this will be the scenery for the moral examination of problems an administrator linked to revealing confidential data regarding a worker. We have a nurse name Michelle, who is the leading nurse at a hospital with 250 beds. Michelle has worked in the administration field for three years and thinks highly of herself compared to the other coworkers in the company. When it came to decision making Michelle always found a way to disagree. Michelle  acknowledges that the company is unstable from general duties of the company price extracting and also includes employee reduction. Michelle acknowledged that the gross was high that it usually is, and this could cause hardship in the working environment that will also consist of workers not certified and obligatory overtime. Michelle thinks these problems were due because of the altering attitude of the hospital managerial team. We have Nurse Jackie, who is the second head nurse; she has worked in the nursing field for a few years. She is mothers who use to stay-at-home and take care of her family (husband, and daughters). When Jackie’s children got older Jackie wanted to go back to work. Jackie’s husband realized with his paycheck and her paycheck combined they would not have enough funds to support their daughters for college and their tuition increases every year. A position at the hospital opened for her to apply for and Jackie’s husband thought that would be a superior idea for Jackie to apply for it because it could assist him and her on helping their daughters with college. Jackie got hired, although her nursing knowledge has not been streamlined. Jackie thought that because she was not a permanent staff worker there that they would not ask her to do much so she took on more hours. The administrator for nursing name is Karen; she is also associates with Michelle. These two ladies have had issue regarding quality of care. Michelle began drama regarding supple workers pool nurses to work on the medical units to Karen’s attention, without an acceptable answer. Karen’s workers were arbitrarily assigned in various parts of the hospital, which made it hard for Karen to monitor her staff. Karen’s view of Michelle is her certainty that the nurses ought to have awareness in every aspect of medicine, whereas Karen think this is idealistic considering they go in various assorted areas. Jackie began to see work as a stressful environment; she did not get to make friends with any coworkers because they were constantly moving around to different departments. She gave out medication to patients who did not recognize her. When Jackie had a question she would ask the physician, and they would not answer her so she would ask Karen for help. Work for Jackie was becoming unbearable, but her husband did not care he was happy to see the paychecks coming in and wanted her to keep working overtime because it was helping his and her savings big time. Jackie felt trapped because she wanted to lessen her hours at work, but her husband wanted her to do more hours so in result  Jackie began to taking drugs, she knew this could affect her job, but she needed to do this to decrease her stress. Jackie’s changes were not noticed for a while until she was told to work in the surgical area for a few weeks to assist an employee who was leaving for vacation. A pharmacist noticed a difference in giving out medication for example, a rare rise in narcotics and errors of signatures on the medication paperwork. The pharmacist took the problem to Michelle and Michelle did some investigating. Jackie was found guilty and Michelle went to Jackie’s boss who is Karen. Karen and Michelle talked to Jackie, Jackie admitted her wrongdoing, Karen resolute was for Jackie to go to a rehabilitation center and recover from this and when she does she could come back and work for the company. Karen also chose to not tell the state board of Registered Professional Nurses. After these events occurred Michelle chose to have a meeting with the nurse manager of surgical unit, human resources director, and the chair of the nursing ethics committee to decide rather she needs to be more should have happened in a situation like this. Jackie does have the right to confidentiality, but Michelle thought this could be a good staff conversation. Karen believed total opposite; she believed this would break Jackie’s confidentiality. The problem at the meeting was confidentiality and the nurses having incompatible opinions of confidentiality and the impression on others. Michelle believed that the way Jackie had act failed her position because patients were not treated correctly and other staff actions had been effect by Jackie’s duties so Michelle believed that meeting need to be held. Michelle believed the patient’s pain was impaired, and Jackie’s unwillingness harmed the patients. This was essential to her to demonstrate that the company was devoted to suitable action in giving a precautious workplace of knowledgeable workers/patients. Examinations of moral questions have an organized procedure to decide and choose the best result a problem occurs when there are moral questions with various results. When a problem does not occur there are no moral problems. A great moral result is reliant on good problem recognition and detail meetings. There are many ethical reasons to maintain confidentiality, and some are; protect private data that will consist of respecting others, maintaining sureness, which raises open discussion. We all have the power and guidance to have accountability to exercise in a steadily moral way. References 1. Badzek, L., Mitchell, K., Marra, S., Bower, M., and (Dec.31 1998): Administrative Ethics and Confidentiality/Privacy issues Online Journal of Issues in Nursing. Vol 3, No.3 Retrieved September 29, 2012 www.nursingworld.org 2. Confidentiality in Health Care Health Care Professionals Must Learn the Rules of Confidentiality Sept. 29, 2012 Kathy Quan 3. HIPPA- Overview www.ufl.edu Copyright  © 2005 |University of Florida Retrieved September 29, 2012 Administrative Ethics Paper Essay In to world of healthcare, one thing has become very clear when talking about what is ethical and unethical, and that is if it is unethical it is almost always illegal. When discussing the topic of ethics you cannot leave out behavior. In most cases an individual’s behavioral patterns usually determines their level of ethical thought process. In the text is says this about behavior, â€Å"People’s behavior must match their set of values. It is not enough to believe that patient confidentiality is important if one then freely discusses a patient’s personal information with a coworker or a friend†(Fremgen, 2009). Patient Privacy is the issue at hand and one of the most important laws that we have governing healthcare profession today. According to the American Medical News Journal, patient health information was not being protected or secured to the highest level of standards in the eyes of the AMA (American Medical Association). In order to help improve tha t the AMA approved new policies that will provide a better blanket of security for the medical records of the individuals participating in any medical research (Aston, 1999). See more: Experiment on polytropic process Essay Supporting Facts The AMA wants to ensure that any entity in the United States that conducts research on human subjects are gaining proper consent for the research study, and that the consents are not being misused by others. These signed consents are permission slips for researchers to use medical information only for research purposes. The new policies focus on the confidentiality of the patient’s information that is obtained for the sake of medical research, and should not be shared for any other reason then what was originally intended. These policies also focus on accountability of many organizations and schools who conduct research to be ethical in their dealings with human  subjects. Good ethics means good intent and integrity. In terms of research any typing of alterations or fraudulent acts does in display good intent. This was the case with the NIH (National Institute of Health) and NCI (National Cancer Institute) who was accused by the author of the article of not living up to thei r mission statement. The mission statement of the NIH says† Science in pursuit of fundamental knowledge about the nature and behavior of living systems and the application of that knowledge to extend health life and reduce the burdens of illness and disability†(Lanfranchi, 2008). It also included a goal which states â€Å"to exemplify and promote the highest level of scientific integrity, public accountability, and social responsibility in the conduct of science† (Lanfranchi, 2008). These goals and mission statements from the outside look great however, it was later discover that fraudulent acts were done because of the pressure the NIH was placing on the researchers. This is a good example of unethical acts in research it start out with good intentions but ended in unethical acts will eventually turn into a legal issue. Ethical and Legal Issues In the article, the issues that were discussed were mainly ethical issues that could potentially turn into major legal issues. One of the issues mentioned was the fact that the IRB’s should have been more concerned with patient health information staying confidential. Though this is important, their main concern was the safety and wellbeing of research participants. The AMA developed recommendations that addressed both the informed consent issue and the confidentiality issue. Another issue was that the U.S. would only be allow a short time frame of 18mths to make stricter privacy laws and after that point federal laws would take over. Aside from the AMA’s recommendations AIVIA is a supporter of the idea that the United States should have the ability to pass stricter privacy laws (Aston,1999). According to research, the AIVIA ( All Indians Village Industries Association) is a board of 18 advisors that consist of distinguished scientist and leaders in public life founded by Mahatma Gandhi in 1934(www.mgiri.org). Managerial Responsibilities The article did not discuss any managerial responsibilities in terms of the  issues the AMA were trying to fix. In this case however, the AMA held their ground on the issues and stated that fairness should be across the board. They strongly urged that any time changes are being made to the research study that a new consent must be signed by the participants (Aston, 1999). Solutions The AMA task force is concerned with the improvement of the confidentiality and to joined forces with the IRB’s to create accountability for private research (Aston, 1999). The AMA came up with eight solutions/recommendations for the issues with informed consent and confidentiality and they are as follows: The first solution is to advocate where possible, informed consent should be obtained before personally identifiable health information is used for any purpose. If informed consent is not possible then the information must be stripped for the data and the entity accountable must determine that patient consent is not needed. The second solution states that the AMA urges the government to consider adding to the Common Rule Standards and require researchers to waive/ modify patient consent for the sue of personally identifiable health information only when other protection is in place. The third solution is to lobby for creation of a system in which research projects that fall outside the IRB process would be subject to review by local confidentiality assurance boards. The fourth solution is to make sure that teaching institutions involved in research receive personnel and resources to protect the individuals involved in the research study. The fifth solution states to continue to push for federal laws that provide a continuous layer of patient privacy protection that allows states to pass stronger measures. The sixth solution suggests to develop models of state confidentiality legislation to promote consistency The seventh solution states to continue to push to prohibit the sale and exchange of anyone’s personal identifiable health information. The eighth and final solution suggests to support voluntary of adherence to all IRB’s to the Common Rule Standards regardless of the institutions source of funding (Aston, 1999). References Aston, G., (1999). American Medical News. Delegates firm up privacy policy. Vol.42 (26). Pp.1-3. Fremgen, B, F., (2009). Medical Law and Ethics third ed. Ch.11 Ethical and Bioethical Issues in Medicine. Lanfranchi, A., (2008). Issues in Law and Medicine. The federal Government and Academic Texts as Barriers to informed Consent. Vol. 24 (1) pp. 61-69. Retrieved from http:// www.mgiri.org/about-institute. Administrative Ethics Paper Essay Administration ethics are becoming a very important subject. Administrative individuals are faced with a variety of ethical issues such as confidentiality. This paper will discuss confidentiality and patient privacy and its impact on the population that it affects most, arguments or facts that support a proposed solution, the ethical and legal issues in reference to confidentiality. It will also address the managerial responsibilities related to administrative ethical issues as well as any proposed solutions. The administration in any organization has responsibilities to self, to the organization, the clientele served and the employees who provide the services at the organization, so it is important to be aware of ethical issues because they are embedded in the everyday activities (The American Nurses Association, Inc, 2013). Confidentiality Confidential information includes facts that are secret, private or intimate that should not be shared unless it is approved. When dealing confidentiality in this day in time, information systems are becoming high tech and more effective within the health care field as well as an increased involvement of third parties who share the decision process have created some problems in reference to patient confidentiality and the ability to release private information to the appropriate individuals. Confidentiality has a major impact on the administration due to the fact that jobs are at stake when a patient’s privacy has been violated. The population that is affected the most by this is everyone within the administration, meaning the physician as well as the employees. The physician may not disclose any medical information revealed by a patient or discovered by a physician in connection with the treatment of the patient (American Medical Association, 1995-2013). This is important because when patients feel they can trust their physician, he or she can have a better chance being diagnosed appropriately and treated effectively. Without trust, the physician will receive partial information and it will make it difficult to treat patient. Arguments/Facts In reference to confidentiality, something has to be done to incorporate a more efficient way of distributing patient information. Some arguments include requiring ethical awareness, knowledge and decision-making skills as well as having several discussions about different ways to improve, retrospective analysis and ethical education (American Nurses Association, Inc 2013). By doing this the administration will have a more profound idea of what it takes to make sure that they can come up with innovative ways to answer difficult questions in regards to confidentiality. A big question that is often asked when dealing with confidentiality is under what circumstances is confidential information to be released. The fact still remains that any patient information that is released has to be approved or consented by the patient. Policies and regulations should be in place so that the employees comprehend what is appropriate and what is not. Ethical and Legal Issues The administration of any organization is possibly faced with many ethical and legal issues. For example, an employee works for a facility and he is in the office alone and a business calls in for some information regarding communicable diseases. The employee has not received any direct orders or any information from his manager to release information as such to anyone, but the company insists that the information will not be shared. The employee has to make an ethical and legal decision because he realizes that he is releasing patient information without consent and he could possibly lose his job if the information is released. The ethical and legal issues reported for confidentiality include whether or not administration should legitimately violate the confidentiality of an individual, for example, if it is to protect a vulnerable patient, or send confidential information to a third party for a more accurate diagnosis. Some legal issues reported include whether or not to release information to a third party in reference to a communicable disease to attempt to improve or cure diseases (NCBI, 1994). There are many rules and regulations that each state requires and they have to be followed. Managerial Responsibilities Managers have an important duty in understanding and realizing how ethical issues affect’s his or her staff. Managers need to be aware of the many different issues that arise as well as the best possible solutions to solve them. For example, if an employee works for a facility that begins to be more concerned with costs instead of quality and he or she has strong beliefs that it is very important to give the best service possible, this would be difficult for the employee, especially if the mission includes quality is of importance. This could call for high turnover, unacceptable working conditions and unlicensed personnel. With these types of issues, managers need to be there for their staff, so that they can direct them in the proper direction in reference to how to handle certain situations. Managers could take classes as well as employees so that everyone was aware of ethical issues and had a decision making process as how to approach them as they occurred. In this case, the employee should have discussed her feelings about the change to her manager and allowed him or her to make a decision on how to improve or change the decision to focus on cost in lieu of quality. Proposed Solutions Improving confidentiality is definitely an ongoing process due to many different challenges such as there are many different ways to make the process better. Gathering information and facts in reference to confidentiality, promoting training classes as well as keeping up with the rules and regulations in the appropriate states are all ways to help improve the issues with patient confidentiality. Another proposed solution is understanding conflict and reasons to maintain confidentiality. Issues are bound to arise in reference to confidential information and how it was handled; therefore the managers as well as the staff need to have extensive training in regards to confidentiality and how important it is to maintain it. . Conclusion In the conclusion, administration issues in regards to ethics are becoming a very important subject. Working to understand confidentiality and its impact on the population that it affects most, arguments or facts that support a proposed solution, the ethical and legal issues in reference to confidentiality as well as addressing the managerial responsibilities related to administrative ethical issues and any proposed solutions is a very productive and effective way to begin maintain confidentiality. Administrative Ethics Paper Essay Biomedical ethical issues are seen frequently in the news and are in constant scrutiny. The demand for social responsibility is high and available resources are limited. Health care leaders are faced with numerous administrative issues regarding patient privacy, research, confidentiality, and terminal illness. Much debate has surrounded medical spending on the terminally ill, such as the cost and allocation of resources toward end-of-life care. Choosing between prolonged life and quality of life are two difficult decisions to make. Nonetheless, it is difficult to base one’s opinion until cancer has taken over one’s life. A close look at administrative issues surrounding end-of-life care will demonstrate the impact on a population, ethical, and legal implications, potential solutions to the problem, and managerial responsibilities. The Northern Mariana Islands (NMI) is a part of the United States territory because it’s establishment of commonwealth in political union and is home to approximately 44,000 people (Central Intelligence Agency, 2012). Because of the increase in chronic diseases and lack of available resources, several residents are referred to go off the island to seek health care in Guam and Hawaii (Doty, 2012). However, the medical referral program has a crucial problem with financing because of the large amount already owed (Doty, 2012). Although a budget of $2. 5 million is allotted for health care expenses for the medical referral program, it only covers half of the costs incurred in 2011 (Doty, 2012). Therefore, officials viewed rationing of medical services necessary to keep costs at bay. Among the rationing of medical services is the allocation of resources to terminally ill patients. According to Doty (2012), a medical provider states, â€Å"As a community, we must address the reality of spending precious resources on end-stage patients who will die within a short amount of time with or without medical treatment. † The method of triage rationing raises ethical concerns because patients are treated as if they were soldiers out on a battlefield where only those with a higher chance of survival are saved. Although unspoken, the practice of rationing services is common in the NMI. The population is negatively impacted by the health care crisis and the lack of hospice care. Family members of ailing patients are seen holding signs requesting for donations so their loved one may receive off-island treatment (Doty, 2012, para. 33). Cost and allocation of resources are clearly administrative issues that need ethical evaluation. A senior administrator of the NMI seems lost at finding a solution and reminisces of the time when people accepted their fate and lived on the principle, â€Å"we live and die on our islands† (Doty, 2012). The ethical and legal implications of rationing health services have many facets. Generosity and independence are among the ethical principles associated with allocating health resources; however, that is not the case when resources are scarce and funding is limited. As demonstrated in the NMI, mainly the poor and middle class are subjected to health care rationing. Aside from the poor, people most affected by health care rationing are the elderly and disabled persons (Peters, 1995). It is unethical of those with tremendous discretionary power to favor the prestigious over the poor or disabled. However, rationing based on the ability to pay already exists and is completely legal, such as rationing care of Medicaid patients or rationing by insurance companies (Fremgen, 2009). Although some people may believe rationing health care is unethical, it is economically inevitable as the demand for scarce health care resources increase. Therefore, it requires ethical consideration when allocating health resources. According to the article, the proposed solution is a policy on medical care rationing (Doty, 2012). However, some politicians claim the unnamed policy is already put into practice. Furthermore, the administration proposes a tighter budget for the 2012 fiscal year but does not elaborate on how it will be accomplished (Doty, 2012). The manager of the medical referral services suggested to administration that the program be suspended and only used for emergency cases (Doty, 2012). However, no action has been taken to suspend the program. Another suggested solution is to place high emphasis on prevention and primary care to avoid excessive referrals during critical stages. Furthermore, hospice care is not available to everyone on the NMI, which if made an option, may minimize the health crisis by decreasing the demand of health care resources. Nonetheless, evaluating the effectiveness of treatment and cost is essential in allocating resources. Managers are responsible for implementing cost/benefit analysis to best use the institution’s resources. Peters (1995) states, â€Å"Cost-effectiveness calculations have the appeal of incorporating outcomes research, patient preferences, and expected costs into a rational and potentially sophisticated scheme for maximizing health care outcomes from the available resources. † However, cost/benefit analysis alone should not be the primary basis for allocating resources. Managers must also ensure health resources are distributed equitably. Nevertheless, a solid solution has not yet to develop as the situation worsens in the NMI. A leader’s responsibility and accountability for appropriately rationing healthcare is tremendous. Because resources are limited, leaders must diligently follow eligibility criteria that satisfy legal and social standards. However, the approach is not easy and frequent subject of debate. Some consider health resource allocation is necessary but others find it morally repugnant. Therefore, the manager’s responsibility toward allocation decisions requires evaluation of distributive justice principles for ethical dilemmas. For example, need, equity, contribution, ability to pay, patient effort, and merit are principles useful in determining resources allocation (Armstrong, 1998). Each patient situation has unique circumstances that require healthcare leaders to view subjectively. Nonetheless, leader’s responsibility is to set clear guidelines for allocating resources so health care providers can remain advocates for their patients. Allocation of medical services in poverty stricken NMI indeed has ethical and legal implications with no easy solution. The population is in dire need of distributive justice. Administrators are at a loss with the health care crisis of financial burden and limited resources. Nonetheless, health care leaders must fulfill their obligations to their organization and community by using ethical principles to guide them in making difficult decisions. Nevertheless, perhaps proposed solutions turned into policy may minimize the need for off-island medical referrals. Administrative issues surrounding end-of-life care demonstrated the impact on a population, ethical, and legal implications, potential solutions to the problem, and managerial responsibilities. Administration indeed has tremendous social responsibility.

An Analytical report over Strategic planning for GigaSoft Pvt. Ltd Essay

An Analytical report over Strategic planning for GigaSoft Pvt. Ltd - Essay Example Modern day software market has multiple requirements along with essential factors like smooth user interface, quick and clear functionality, market sustainability and compatibility with other platforms and devices. Thus, Software market is becoming more and more specific onwards. The competition arises only between software that offer similar utilities and functionality. For a very ground example of word processor, before 2005 Microsoft Word had been a ruling word processors for all types of writing requirements such as letters, drafts, reports, stories, forms, graphic patterns, papers etc. However, taking a look of current word processing market, it is quite significant that every one of those patters have different specific software offering numerous specific utilities. There are options like Open Office, Word perfect, Adobe Story, PDF software, CeltX. Some of them like CeltX offer their services on I-phone and Android devices while Open Office offers a very small size as compared to Microsoft Word and is much easily portable. There are also online word processors like Office Web apps and Google docs which offer a facility of secure cloud storage free of data loss concerns. Accordingly, soft ware marketing and management is synchronized with user demands. While working on numerous word-processing and document management software GigaSoft faced a failure in competing with existing word-processors. Recent replacement strategies of development and marketing have shown unwanted lacking in providing full functionality over all supportive platforms. Also, there is tracked some inefficiency in coping with small gadgets and newly introduced platforms. Some frequent crashes due to the incompatibility with recent market demands are also noticed. Those indicative factors have incorporated a lack of proper management. Hence, an immediate strategic planning for upcoming management strategies is required to be generated and applied. Identifying the faults and loopholes Looking at the recent data sheets and amendments made by GigaSoft corporation. There are seen some specifically lower graphs after the new adjustment for current marketing strategies which involve developing the software over various platforms other than earlier Microsoft platforms. GigaSoft is using waterfall method for production while the twist in the company’s strategy had proved out to be unproductive. It is essential to first analyze the reasons for difficulties before going for a new structure (Gouws & Gouws, 2004). Some noticed reasons for the failure in marketing strategy hold: Drifting away from the most popular platform, which makes the products incompatible for many formats and devices. Failing in synchronizing with the modern devices which require an essential coordination with popular devices other than Windows PCs and Laptops. Failing in development of multi-operative software products Violating the norms of cost-effectiveness by misreading the market graphs, As those reasons are end-results of a long time malfunction in management and planning, basic structure of the company must provide some focus for what errors of management led to those ends. A lack of synchronization in finance, engineering and marketing streams led to produce over costly products. A lack of

Organisations and Behaviour Essay Example | Topics and Well Written Essays - 2500 words - 1

Organisations and Behaviour - Essay Example 287). These norms and values determine the way the groups and people in organizationsinteract with each other within the organization and with other stakeholders outside the organization. Different organizations have vast cultures because they depend on the organization’s nature of business. Organizational culture influences a sense of identity to the employees,which in turn enhances commitment to something larger than the usual self. This paper will analyse a summative review of Siemens organizational structure and culture and compare it with organizations. Comparing and contrasting different organizational structures and culture with that of SiemensCompany Siemens is the world’s largest electrical engineering and electronics company whose headquarters is based in Germany and has branches that operates in 193 countries worldwide (Tung 2001, p. 183). Despite that the company has operated internationally, it focused on the German home market until the 1990s when it restr uctured. This restructuring process meant that Siemens had to change its old organizational structure and culture towards a new and ethical one (Phillips & Gully 2012, p. 481). The new organizational structure and culture is complex because Siemens is a diverse company situated in diverse locations in the world. Nevertheless, the company embraces the flow of internal and external communication where semiformal strategy is utilized. More so, the leaders exercise and maintain a semi-formal attitude that encourages employees to communicate especially when considered that the company is diversifying far and wide towards other foreign markets. Wal-Mart is a renowned retail outlet in the world,whosestructure and culture were set by its founder Sam Walton. The founder had clear objectives for the companythat had to be achieved by adhering to values and principles. Wal-Mart’s organizational structure is designed in a way that it enables it to have a wide range of control because it c learly identifies employees and authority roles. More so, Wal-Mart maintains a good working environment that encourages the employees to have trust, which in turn enhances good customer services (Solomon 2004, p. 5).The company also has a strong organizational culture that depicts through its mission statement, which aims at providing better quality products at lower prices than any other competitor provides. This culture affects the company's business because it determines the prosperity of the business. Apple is a world’s outstanding high technology company based in the U.S. The structure of the company could be referred to as nonexistent because the company has no clear set principles. This means that, Apple makes its decision depending on the work at hand. The granted freedom allowed employees to make decisions at different levels and the corporate office had a hard task keeping track of spending and purchasing, an aspect that once affected Apple’s profitability (D ubrin 2012, p. 287). The culture of Apple Inc. is of a rare case because the company has no chain of command that supervises the employees. This means that the employees are self-motivated; hence, pushing them to work hard because they do not have bosses to push them around. In comparison, the three organizational structures have a common similarity of creating a friendly working environme